# Recourse Ledger

> Commercial Debt Recovery & B2B Invoice Collection. Flat-fee demand letter ($99), low escalation fee ($250), and locked tiered contingency starting at 15%.

## Core Value Proposition
- A $99 commercial demand letter gets more past-due B2B invoices paid than repeated polite emails.
- Strictly B2B & commercial debt collection (Corporations, LLCs, Partnerships, Commercial accounts). No consumer debt.
- All demand letters are drafted to attorney-caliber standards and dispatched within 24 hours of placement.
- Locked-in contingency rate based on invoice age when placed, not how long collection takes.

## Fee Structure (Three Stages)
1. **Stage 1: Demand Letter ($99 Flat)**
   - Drafted on Recourse Ledger letterhead and sent to the debtor within 24 hours.
   - If the letter resolves the balance, $99 is the only fee.
2. **Stage 2: Escalation ($250 Flat)**
   - Initiated only if the demand letter does not resolve the balance.
   - Activates skip-tracing, direct outreach, structured phone negotiations, and attorney network routing.
3. **Stage 3: Tiered Contingency (From 15%, charged only on recovered funds)**
   - < 90 Days Overdue at Placement: 15% Contingency
   - 90–180 Days Overdue at Placement: 20% Contingency
   - 180+ Days Overdue at Placement: 25% Contingency
   - Rate does NOT increase over time during our process.

## Debtor Qualification
- Any commercial entity (corporation, LLC, sole proprietorship, vendor, client) that owes money on past-due commercial invoices, contract balances, or delivered goods/services.

## Contact & Placement
- Website: https://recourseledger.com
- Direct Placement Portal: https://recourseledger.com/send-demand-letter
- Email: info@recourseledger.com